It's personal.

When you work with Redwood, you work directly with James Bingham. James has decades of experience in commercial finance, including co-founding and selling an invoice finance lender, so he understands how these products work from the inside out. You get one point of contact who knows your business and stays with you throughout.

There are around 90-100 invoice finance lenders in the UK market alone before even thinking about other products. How do you know which is best suited to your business? We maintain relationships across the market, understand each lender's appetite and criteria, and can quickly match you with the right funding partner. One conversation with us saves you dozens of conversations with lenders, and we present your business in the best possible light to increase approval rates.

We're paid commission by the lender when a facility is arranged. Most lenders price their facilities the same whether you come through a broker or go direct – it's a marketing cost they've already budgeted for.

What you get for that is access to the whole market, someone who presents your business properly to increase approval rates, and ongoing support if things change down the line. We save you weeks of conversations and paperwork, and we negotiate on your behalf because lenders know they're competing. That's where the value sits.

Ideally recent management accounts, last filed accounts, debtor and creditor listings (for invoice finance), and details about what you're looking to achieve. Don't worry, we'll walk you through exactly what's needed and why.

We handle all the paperwork and presentation to lenders, so you only have to explain your situation once.

It depends on the product and your situation. For established businesses with straightforward requirements, we can often get invoice finance or asset finance approved within 1-2 weeks. VAT and tax loans are even quicker. More complex scenarios or turnaround situations might take 4-6 weeks. The earlier you come to us, the more time we have to find the best solution rather than scrambling for the quickest option.

Honest, and straightforward. We're here to guide the process, bring better solutions to the table and get things moving quickly.

Getting started is simple. Reach out through our contact form or schedule a call. We’ll walk you through the next steps and answer any questions along the way.